Home >  Blog >  Protection when you need it most

Protection when you need it most

Posted on 8 December 2014

Protection when you need it most - critical illness or injury to cover your flying


We are living longer and surviving serious illnesses or injuries. This is great news and a lump sum payment upon diagnosis will ensure you can focus on your recovery, rather than worrying about the impact on your financial situation.


What is provided under Trauma Cover?


Trauma Cover can provide you with a lump sum benefit if you are diagnosed with one of the listed medical conditions (as a result of injury or illness) and survive 14 days from diagnosis.  The benefit is paid irrespective of whether or not, you are able to work.


ClearView Trauma Cover Plus Option provides cover for an extra 13 conditions.  Most of these conditions pay a partial trauma benefit because the condition is at an early stage and of lesser severity to conditions that pay a full benefit.


Conditions covered..

Heart Condition

  • Heart Attack
  • Out of Hospital Cardiac Arrest
  • Coronary Artery Bypass Surgery
  • Coronary Artery Angioplasty
  • Coronary Artery Angioplasty - Triple Vessel
  • Repair or replacement of Heart Valve
  • Surgery of the Aorta
  • Cardiomyopathy
  • Open Heart Surgery
  • Primary Pulmonary Hypertension

Nervous System

  • Stroke
  • Major Head Trauma
  • Motor neirone Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Paralysis
  • Dementia including Alzheimer's Disease
  • Coma
  • Encephalitis
  • Parkenson's Disease
  • Bacterial Meningitis/Meningococcal Septicaemia

           Body Organs                         

  • Cancer
  • Cancer of the  Vulva or Perineum
  • Benign Brain Tumour
  • Spinal Cord Tumour
  • Blindness
  • Chronic Kidney Failure
  • Major Organ or Bone Marrow Transplant
  • Pneumonectomy
  • Severe Burns
  • Loss of Speech
  • Loss of Hearing
  • Chronic Liver Disease
  • Chronic Lung Disease
  • Severe Rheumatoid Arthritis

Blood Condition 

  • Occupationallu Acquired HIV
  • Occupationally Acquired Hepatitis B or C
  • Medically Acquired HIV
  • Aplastic Anaemia
  • Advanced Diabetes

Other Conditions

  • Intensive Care
  • Loss of Limbs or sight
  • Loss of One Limb
  • Loss of Independent Existence
  • Cognitive Loss

 Extra condtions covered with Trauma Plus Option

  • Carcinoma in situ

- Breast (exculing Breast cancer with surgery and treatment)

- Cervix - uteri (excluding CIN1 and CIN2)

- Fallopian tube (tubal mucoas only)

- Ovary

- Penis

- Perineum

- Prostate

- Testicle

- Vagina

- Vulva

  • Breast Cancer with Surgery and Treatment
  • Early Stage Prostate Cancer
  • Early Stage Melanoma
  • Chronic Lymphocytic Leukaemia
  • Hydatidiform Mole
  • Diabetes Complication
  • Partial Loss of Hearing
  • Partial Blindness
  • Severe Osteoporosis
  • Severe Crohns Disease
  • Severe Ulcerative Colitis
  • Colostomy / Ileostomy

This information is intended to provide general information only and has been prepared without taking into account any particular persons objectives, financial situation or needs (circumstances).  Before acting on such information, you should consider its appropriateness, taking into account your circumstances and read the applicable Product Disclosure Statement (PDS).  Westbook Investments Pty Ltd trading as Pilot Insurance ABN 12 085 026 713 is a Corporate Authorised Representative (No. 462716) of ClearView Financial Advice Pty Ltd ABN 89 133 593 012 AFSL No. 331367.

Tags:Trauma Insurance

Disclaimer

The information in this website is general in nature and may not be relevant to your individual circumstances. You should refrain from doing anything in reliance on this information without first obtaining suitable professional advice. You should obtain and consider a Product Disclosure Statement (PDS) before making any decision to acquire a product.

Westbook Investments Pty Ltd trading as Pilot Insurance ABN 12 085 026 713 is a Corporate Authorised Representative (No. 462716) of Crown Wealth Group Pty Limited ABN 22 603 037 510 AFSL No. 494274