Income Protection

What it does: Pays you a percentage of your salary if you’re
unable to work because of sickness or injury.

How much it delivers: Up to 70% of your normal income for the
time you’re unavailable for work, depending on the benefit period
and waiting period that you choose.

How you pay for it: Tax-deductible, annual or monthly premiums
to an insurance company. This can also be paid by your
superannuation policy.

When it’s claimed: When you’re unable to work due to injury or
illness, you’ll receive monthly payments after an initial waiting
period. This lasts as long as you’re unable to work, or until the
policy runs out.


The information in this website is general in nature and may not be relevant to your individual circumstances. You should refrain from doing anything in reliance on this information without first obtaining suitable professional advice. You should obtain and consider a Product Disclosure Statement (PDS) before making any decision to acquire a product.

Westbook Investments Pty Ltd trading as Pilot Insurance ABN 12 085 026 713 is a Corporate Authorised Representative (No. 462716) of Crown Wealth Group Pty Limited ABN 22 603 037 510 AFSL No. 494274