Private Pilot - Fixed Wing and Rotary
Fixed Wing and Rotary, Personal operators and hobbyists
Products Insurance cover includes:
Provides you with a lump sum payment on death or terminal illness. This cover is available outside and inside Super. No limit on annual flying hours.
Provides you with a lump sum if you suffer a specified illness or injury, regardless of whether you are prevented from working or not. This cover is available outside Super only. No limit on annual flying hours.
Total and Permanent Disability Cover (TPD)
Pays a lump sum if you suffer an illness or injury that prevents you from ever earning an income due to disablement. Up to 100 hours per year.
Income Protection (IP)
Replaces up to 75 per cent of your income if you are unable to work due to sickness or injury. Up to 100 hours per year.
How much is enough?
Determining a level of cover, we consider current and future financial needs such as, clearing debts and replacing income.
It is also important to allow for additional medical costs for treatment and ongoing care in the event of a specific injury or condition.
Other things to consider include:
- How much do your surviving dependants need to pay for living expenses?
- How much will your children's education cost and how will it be funded?
- Naturally insurance needs are balanced with your budget
- You can choose your desired level of cover